When my cousin got a baby before completing high school, we stepped in to help her raise the child.
We lived with her and my other siblings with our parents.
We had just replaced the HVAC unit after the previous one broke down. With the new baby, who had developed asthma, I knew we needed a better living environment for her. The doctors suggested an air purifier to help keep asthma in check and the required medication. Looking at my account and my siblings’ contribution, the money was barely enough for HVAC maintenance. I visited the local contractor whom we usually contact for home services hoping to find the HVAC company running a sale. In the first shop I entered, the HVAC technician explained that they could sell the air quality systems to me at a discounted price. He also advised that I sought assistance from the bank and offered to help me put in concrete reasons for having this system. I met with the contact from the bank provided to me by the HVAC professional, and after a long talk, he agreed to grant me the loan. I immediately got the new air purification system and used the money we had saved to pay for the installation. The technician helped get valuable materials for the duct sealing process on the ductwork. The first scheduled duct cleaning was to take place after four years, and this was enough time to pay off the loan. In the meantime, we were supposed to replace the air filter every two or three months. It would not only help with indoor comfort but improve air quality.