Because of the pandemic last year, my wife and I had to reduce our spending and live more frugally, while working and completing schooling in our air-conditioned home. Had we not been able to work, we would’ve been in financial straits! Our spending had to go down significantly. We saved a lot on entertainment because there wasn’t any. Going out to eat or to the movies or going on trips weren’t happening. Saving money really helped! We also saved in other ways, and over the summer, my wife and I had a problem that caused us to consider a dumb idea. Our HVAC system wasn’t keeping up! The heat pump was running all the time and the air conditioning couldn’t keep up. I convinced myself I could recharge the refrigerant, by watching videos on the idea. How I got so confident, I’m not sure, but thankfully my wife stopped me. She knew better than to trust our expensive HVAC system to a guy who watched a few videos, so we hired an HVAC repair company instead.